12 Month Payday Loans

12-month payday loans are called a great helpmate to people who are in need of loans with instalment option during the fiscal crunch. These loans are available online to give you a decision in minutes, and you can get the money directly into your account without facing any bank hassles.



Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk


12 Month Loans

When a financial disaster strikes and you are looking for 12 month loans online then we have a loans finder service to suit your needs here at LoansPro.co.uk - We can assist you in finding a lender so that you can solve your cash emergency very quickly, leaving you to get on with your daily life. Short term loans could be just the answer you are looking for when your washing machine suddenly needs to repair you have a small repair in your home that you need to sort out.

We aim to put you in touch with lenders who can arrange monetary backup for you in a friendly and timely manner. New customers can apply for loan amounts from £100 to £1000 over a period of 1, 3, 6, 12 months. Some lenders will offer you a different repayment period, which may suit your requirements better.

Before you apply, please ensure that; you are 18 years of age or older, you are regularly employed, your earnings are paid directly into your bank account, you are a resident of the United Kingdom and you are earning an income of at least £500 net per month.

Get hold of money today: applying online for our products over short-term period of 12-18 months is straightforward. Our loan application is available online 24 hours a day, seven days of a week, so you can apply at a time to suit your schedule. Please ensure to fill in your details accurately as this will make it easier for the lender dealing with your application to identify you and therefore approve your loan if you are in a position to pay back the money in the proposed time period. If you are approved before 3pm Monday to Friday then your cash may be directly transferred to your bank account in the same day of applying. If it’s after 3pm or on a weekend then you may have to wait until the next working day for your money.

 Implications of late or non-payment

As a broker we work with numerous lenders all of which have their own practices and distinct loan agreement terms and conditions. Late or non-payment may result in default charges, fees and extra interest charges. If you are likely to miss or have any problems making a payment you should contact the lender directly to discuss your options.


Representative APR Example

£400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable). Representative 305.9% APR. We are a broker not a lender. We don't charge fees. We don't sell your personal information.